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Category Archive for 'Housing'

A RAM is a home equity loan that allows certain seniors (generally age 62 and older) to convert some of the equity in their homes to cash and still retain ownership. Generally, the homeowner (or the homeowner’s estate) repays the lender the loan amount plus interest when he or she dies, sells, or moves out […]

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To qualify mortgage must be a Fannie Mae or Freddie Mac.  Recently began offering the federal program to FHA.  To get addiitonal information go to makinghomeaffordable .gov.

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If you find you are not eligible for the federal assistance to work out your problems with meeting your monthly mortgage then apply for the Connectciut state program at CHFA.org.  At that site you will find a brochure for qualifications .

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Contact Neighborhood Housing Services @ 203.753.1896, located in Waterbury, CT.

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For disabled homeowners the Greater New Haven Community Loan Fund ROOF project may be able to assist homeowners with reducing mortgages for homeowners current on their mortgages.  If they are unable to help they may be able to refer you to other agencies or programs available. 203 789-8690

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