Major areas of change to Medicaid long term care program
- Increase in the look-back period
- Beginning date of penalty period changed
- Recovery against transferees
- Undue hardship criteria and claim
- Return of assets and penalty period
- Annuities
- Cap on equity in the home
- Interests in Continuing Care Communities
- Income streams as assets
- Post eligibility transfers by spouses
- Home Equity loans & Reverse mortgage proceeds
- Promissory Notes and Loans
- Life estates
