Feed on
Posts
Comments

Tag Archive 'Title 19'

Title: Nursing Homes, Assisted Living, Hospitals and Skilled Nursing: Navigating the Legal, Financial and Insurance Maze Location: Waterbury Hospital, Wednesday, September 29, 5 p.m.-7 p.m. Speaker: Julia Brown, Accredited Veterans Claims Specialist by the Veterans Administration, Law Office of Julia M. Brown, Waterbury, CT One of the biggest challenges facing many people as they advance […]

Read Full Post »

The transfer penalty amount has been increased from $9,959.00 to $10,366.00.  This new figure will be used when calculating the penalty period for T19 applications filed on or after July 1, 2010 and for T19 recipients who became institutionalized on or after July 1, 2010.

Read Full Post »

If there is a need for long-term care you will need to access as much as $12,500.00 to cover each month of nursing home care, $5,500.00 per month for assisted living and $250.00 per day for live in home care.   What you don’t need are additional unexpected or hidden costs when you try to get to […]

Read Full Post »

Substitute Senate Bill 360, AN ACT CONCERNING MEDICAID LONG-TERM CARE COVERAGE FOR MARRIED COUPLES, states: Be it enacted by the Senate and House of Representatives in General Assembly convened: Section 1. (NEW) (Effective from passage) Notwithstanding any provision of subsection (g) of section 17b-261 of the general statutes, the Commissioner of Social Services shall amend […]

Read Full Post »

Reverse Mortgage/Home Equity proceeds excluded. CT Legislators just passed a bill that allows those applying for or on the CT Home Care Program for Elders to exclude loan proceeds from a reverse mortgage, home equity loan or other loan instrument from being counted as assets or income.  After the DRA 2005 these proceeds have been counted as income and many people have not received home […]

Read Full Post »

A community spouse will be able to retain the maximum amount of assets as provided by federal law.   CT ‘s current law only allows a community spouse to keep one-half of the assets or $109,560 in 2010, whichever is less. Under the new law, a community spouse will be able to keep all the assets up to […]

Read Full Post »

State Funded CHCPE helps many people get the help they initially need at home and allows them to qualify for Title 19 at home if they need help in excess of what this program provides.

Read Full Post »

Medicaid Spend down allow Community Spouse to keep assets to provide for themselves.

Read Full Post »

The look-back date for transfers of assets is a date that is 60 months before the first date on which both of the following conditions exist:  1. the individual is institutionalized; and 2. the individual is either applying for or receiving Medicaid.

Read Full Post »

Attorney Julia M. Brown will discuss the importance of advance planning, essential legal documents and what’s available to pay for long-term care at a free program open to the public on Thursday, May 6 at 2 p.m. This presentation takes place at the Jewish Federation, 444 Main St. North in Southbury. Attorney Julia M. Brown, […]

Read Full Post »

SB 233 Discharge of Patients for non-payment of Applied Income. Proposed discharge of most vulnerable nursing home population.  Impact impoverished nursing home residents in need of 24/7 care and on Medicaid/Title 19.   Contact legislator to voice opposition.  See ct.gov SB 233.

Read Full Post »

The CHCPE is a Medicaid program available to individuals 65 years of age and older who without the benefit of the waiver service would be institutionalized in a hospital or a nursing facility.  The individual must qualify for Medicaid.  The services they are eligible to receive are the mandatory medical service coverage as well as […]

Read Full Post »

Penalty period for an applicant for transfers made on or after 2/8/2006 will generally begin as of the date in which the individual is eligible for Medicaid and would otherwise be eligible for payment of long-term care services under the Medicaid program based on an approved application, and which does not occur during any other period […]

Read Full Post »

Penalty period for a Medicaid/Title 19 for a long-term care services applicant for transfers made on or after 2/8/2006 will generally begin as of the date in which the individual is eligible for Medicaid and would otherwise be eligible for payment of long-term care services under the Medicaid program based on an approved application, and which does […]

Read Full Post »

In Connecticut the Medicaid programs are often referred to as Title 19 or “state”.  The Medicaid programs for elders are those that specifically provide services to the elderly (persons over the age of 65) who are in need of long-term care services.   Connecticut provides Medicaid to the “medically needy” coverage group those in a Nursing Facility and provides home health and […]

Read Full Post »

Very few assets can be kept by the applicant and their spouse (the community spouse) in order to qualify for long-term care coverage under the Title 19 program.  The following are the assets they may keep: The primary residence provided the community spouse lives there. An irrevocable, pre-paid Funeral Contract up to $5,400 for the applicant […]

Read Full Post »

For transfers prior to February 8, 2006, the effective date of the Deficit Reduction Act,  the look back period is 36 months other than for trusts.  For transfers after February 8, 2006 the look back is 60 months for all transfers not just for trusts.

Read Full Post »

The “home” can be treated as an exempt asset.   The “home” is real property that: was used as a principal residence of an individual prior to institutionalization; is used as a principal residence of the community spouse or is used as the principal residence of an individual receiving Medicaid home and community-based services.

Read Full Post »

People often have assets well in excess of what they are allowed to keep and qualify for Title 19.  Therefore, they must “spend down” their assets to the amount allowed.  Oftentimes spend down is made for: a burial plot, funeral contract or car, making home repairs paying off credit card or other debts, paying for […]

Read Full Post »

Attorney Brown speaking at Alzheimer’s Support Group on T19 (Medicaid) and Estate Planning

Read Full Post »

On October 26, 2007 Attorney Brown was a featured speaker at the CT NAELA (National Academy of Elder Law Attorney’s) seminar for Connecticut Elder Law Attorney’s on “Connecticut’s DRA Regulations: Implementation and Strategies”.

Read Full Post »

Major areas of change to Medicaid long term care program Increase in the look-back period Beginning date of penalty period changed Recovery against transferees Undue hardship criteria and claim Return of assets and penalty period Annuities Cap on equity in the home Interests in Continuing Care Communities Income streams as assets Post eligibility transfers by […]

Read Full Post »

Back to Top