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People often have assets well in excess of what they are allowed to keep and qualify for Title 19.  Therefore, they must “spend down” their assets to the amount allowed.  Oftentimes spend down is made for: a burial plot, funeral contract or car, making home repairs paying off credit card or other debts, paying for unreimbursed health care expenses, durable medical equipment eyeglasses, dentures, specialized dental work, renovations to home to accommodate disability or for safety reasons.

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